Integrated payment processing designed for restaurants

Streamline transactions with Toast Payments, a built-in system that helps simplify processing and supports your restaurant’s operations.

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Take payments confidently with software built for restaurants

Clear pricing, no surprises

Know exactly what you’re paying with straightforward rates and transparent fees.

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Everything working together

Handle payments, orders and reporting in one system that keeps your front and back of house connected.

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Security at every step

Advanced encryption and fraud prevention tools help safeguard transactions and guest information.

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Toast Payment
Straightforward and transparent pricing

  • Tailored rates for your business
    Work with our payments team to develop pricing that reflects your restaurant’s specific setup and needs.

  • No unexpected charges
    Avoid surprise costs with clear information on transaction fees and markups before you’re billed.

  • Clear, competitive pricing
    See exactly what you’re paying with easy-to-follow breakdowns of your processing costs.

Power your restaurant with one connected system

  • A true partner in payments
    Toast provides more than transaction processing by offering tools that continue to evolve and keep your business informed.

  • Support when you need it
    Customer Care is available at any time of day or year to help resolve questions related to processing or your POS.

  • Simplified reconciliation
    With integrated payments, end-of-day balancing becomes faster and less manual.

  • Keep payments running offline
    Process card transactions securely, even if your connection drops, so service can continue without interruption.

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Choose a partner that puts payment security first

  • Fraud monitoring powered by machine learning
    Our systems are designed to identify and block potentially suspicious transactions as they happen, helping to reduce the risk of chargebacks.

  • Secure hardware with chip-and-PIN and contactless technology
    Toast hardware supports EMV chip cards and NFC payments to help protect against fraudulent activity at the point of sale.

  • Level 1 PCI-compliant service provider
    Protecting your customers’ card information is a core priority. Toast’s platform and services meet PCI DSS compliance requirements.

  • Encryption that safeguards payment data
    As soon as a customer makes a payment, their information is encrypted to help keep sensitive data secure.

What should restaurants look for in a payments solution?

Restaurants should look for a payment solution that supports fast, secure, and flexible transactions for every guest. Important capabilities include accepting multiple payment types, integrating with the POS, and providing tools to manage tips and refunds easily. Toast supports these needs with a payments system designed for restaurants, along with integrated operations tools that help staff process payments efficiently while maintaining a smooth guest experience.

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Frequently asked questions about Toast Payment Processing

Integrated payment processing connects your payment system directly to your POS, so transactions, orders, and reporting all flow through the same platform rather than needing to be reconciled across separate systems. Toast Payments is built into Toast POS, meaning payments, order management, and end-of-day reporting are handled in one place from the start.

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